Open Enrollment

2021-22 Insurance Open Enrollment

Please refer to the specific employee group benefit pages for detailed information on the 2020-21 benefit programs offered to LCC employees.

Moda Medical Plan Members: Effective October 1, 2021 there will be a change in the Pharmacy Benefit Manager from MedImpact to Navitus Health Solutions. One of the most significant impacts with this change is that Walgreens pharmacies will become in-network and CVS pharmacies will become out-of-network. In addition, Costco will become a second mail order pharmacy option. Please review Moda's 2021-22 Pharmacy Updates for more detailed information.

Classified Health Insurance

Links

  • Plan Summaries (for active classified employees)
    • Medical Benefit Summary
      • The following medical plans are available to classified: Kaiser Plan 1, Moda Plan 1, Moda Plan 2, and Moda Plan 6*.
        *Enrollment in a Health Savings Account ("HSA") is optional and available with Moda Plan 6.
    • Dental Benefit Summary
      • The following dental plans are available to classified: Moda Premier Plan 1, Moda Premier Plan 6, and Willamette Dental.
    • Vision Benefit Summary
      • The following vision plans are available to classified: Moda Opal and VSP Choice Plus.
  • Plan Summaries (for retired classified employees)
    • Medical Benefit Summary
      • The following medical plans are available to retirees: Kaiser Plan 1, Moda Plan 1, Moda Plan 2, Moda Plan 6, and Moda Plan 7.
    • Dental Benefit Summary
      • The following dental plans are available to retirees: Moda Premier Plan 1, Moda Premier Plan 6, and Willamette Dental.
    • Vision Benefit Summary
      • The following vision plans are available to retirees: Moda Opal and VSP Choice Plus.
  • Online Enrollment Login
  • Open Enrollment Guide
  • OEBB Benefits Videos
  • OEBB Frequently Asked Questions
  • Rate Charts
  • If you have other group medical insurance and choose to opt-out of the College's medical, dental, and vision benefits, you are eligible to receive a monthly stipend of $200.00 ($100.00 per paycheck). Coverage from the Individual Marketplace, Oregon Health Plan/Medicaid or Student Health Insurance does not qualify for opt-out benefits.

Health Insurance

Medical Insurance - administered by Moda Health or Kaiser Permanente

Summary of Benefits and Coverage ("SBC")

Plan Handbooks

Accumulators (deductible, out-of-pocket maximum, alternative care benefit amount, etc.) continue to be on a plan year basis, October 1 - September 30.

Prescription Benefit - administered by Moda Health or Kaiser Permanente

Moda Plans: The pharmacy benefit is based on the Oregon Prescription Drug Program, an evidence-based pharmacy program. More information on this benefit, a "price check" tool, a prescription drug list, and other resources are available on Moda's pharmacy services web page.

Kaiser Plan: The pharmacy benefit is based on a formulary list of drugs that have been approved by a Kaiser Permanente Pharmacy and Therapeutics Committee. More information on this benefit is available on Kaiser's pharmacy web page for the Oregon and SW Washington Region.

Vision Insurance - administered by Moda Health or VSP

Plan Handbooks

Dental Insurance - administered by Moda Health or Willamette Dental

Plan Handbooks: Moda Health

Plan Resources: Willamette Dental

Voluntary Life Insurance

(applies to active classified employees only)

The College paid benefit includes $100,000 of basic life insurance coverage for the employee.

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary life coverage.

Voluntary Life Insurance Rates

A reduction in coverage, an increase in coverage not exceeding the guarantee issue, or the cancellation of coverage is effective October 1, 2021, and will first affect the check dated September 25, 2021.

Guarantee Issue: You may increase your existing benefit amount by one increment per year, equal to $10,000, up to a maximum of $200,000 total benefit, for employee coverage without answering the Evidence of Insurability Questionnaire. For spouse/partner coverage, an existing benefit amount may be increases by one increment per year, equal to $10,000, up to a maximum of $30,000 total benefit, without answering the Evidence of Insurability Questionnaire.

An increase in coverage amounts above the guarantee issue is effective upon acceptance by The Standard.

Voluntary Accidental Death & Dismemberment Insurance

(applies to active classified employees only)

The College paid benefit includes $100,000 of basic accidental death and dismemberment coverage for the employee.

Open enrollment is your opportunity to enroll, make changes, or cancel you voluntary accidental death & dismemberment coverage.

Voluntary Accidental Death & Dismemberment Insurance Rates (see "Optional" rate information)

Changes to coverage are effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

Long Term Care Insurance

(applies to active classified employees only)

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary long term care insurance coverage.

A reduction or cancellation of coverage is effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

All new enrollments and increases in coverage are subject to Evidence of Insurability and become effective upon acceptance by Unum.

General Long Term Care Information
Long Term Care Insurance Rates
Long Term Care Insurance Premium Calculator

Faculty Health Insurance

Links


Health Insurance

Medical Insurance - administered by Moda Health

Summary of Benefits and Coverage ("SBC")

Plan Handbooks

Accumulators (deductible, out-of-pocket maximum, alternative care benefit amount, etc.) continue to be on a plan year basis, October 1 - September 30.

Prescription Benefit - administered by Moda Health

The pharmacy benefit is based on the Oregon Prescription Drug Program, an evidence-based pharmacy program. More information on this benefit, a "price check" tool, a prescription drug list, and other resources are available on Moda's pharmacy services web page.

Vision Insurance - administered by Moda Health

Plan Handbook

Dental Insurance - administered by Moda Health or Willamette Dental

Plan Handbooks: Moda Health

Plan Resources: Willamette Dental

Voluntary Life Insurance

(applies to active faculty only)

The College paid benefit includes $100,000 of basic life insurance coverage for the employee.

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary life insurance coverage.

Voluntary Life Insurance Rates

A reduction in coverage, an increase in coverage not exceeding the guarantee issue, or the cancellation of coverage is effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

Guarantee Issue: You may increase your existing benefit amount by one increment per year, equal to $10,000, up to a maximum of $200,000 total benefit, for employee coverage without answering the Evidence of Insurability Questionnaire. For spouse/partner coverage, an existing benefit amount may be increased by one increment per year, equal to $10,000, up to a maximum of $30,000 total benefit, without answering the Evidence of Insurability Questionnaire.

An increase in coverage amounts above the guarantee issue is effective upon acceptance by The Standard.

Voluntary Accidental Death & Dismemberment Insurance

(applies to active faculty only)

The College paid benefit includes $50,000 of basic accidental death and dismemberment coverage for the employee.

Open enrollment is your opportunity to enroll, make changes, or cancel you voluntary accidental death & dismemberment coverage.

Voluntary Accidental Death & Dismemberment Insurance Rates (see "Optional" rate information)

Changes to coverage are effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

Long Term Care Insurance

(applies to active faculty only)

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary long term care insurance coverage.

A reduction or cancellation of coverage is effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

All new enrollments and increases in coverage are subject to Evidence of Insurability and become effective upon acceptance by Unum.

General Long Term Care Information
Long Term Care Insurance Rates
Long Term Care Insurance Premium Calculator

Part-time Faculty Health Insurance

Links

  • Plan Summaries
    • Medical Benefit Summary
      • The following medical plans are available to part-time faculty: Moda Plan 1, Moda Plan 2, Moda Plan 3, Moda Plan 4, and Moda Plan 5.
    • Dental Benefit Summary
      • The following dental plans are available to part-time faculty: Moda Premier Plan 1, Moda Premier Plan 5, Moda Premier Plan 6, and Willamette Dental.
    • Vision Benefit Summary
      • The following vision plan is available to part-time faculty: Moda Opal.
  • Online Enrollment Login
  • Open Enrollment Guide
  • OEBB Benefits Videos
  • OEBB Frequently Asked Questions
  • Rate Chart
  • If you have other group medical insurance and choose to opt-out of the College's medical, dental, and vision benefits, you are eligible to receive a monthly stipend of $203.67 ($101.84 per paycheck). Coverage from the Individual Marketplace, Oregon Health Plan/Medicaid or Student Health Insurance does not qualify for opt-out benefits.

Health Insurance

Medical Insurance - administered by Moda Health

Summary of Benefits and Coverage ("SBC")

Plan Handbooks

Accumulators (deductible, out-of-pocket maximum, alternative care benefit amount, etc.) continue to be on a plan year basis, October 1 - September 30.

Prescription Benefit - administered by Moda Health

The pharmacy benefit is based on the Oregon Prescription Drug Program, an evidence-based pharmacy program. More information on this benefit, a "price check" tool, a prescription drug list, and other resources are available on Moda's pharmacy services web page.

Vision Insurance - administered by Moda Health

Plan Handbook

Dental Insurance - administered by Moda Health or Willamette Dental

Plan Handbooks: Moda Health

Plan Resources: Willamette Dental

Voluntary Life Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary life insurance coverage.

Voluntary Life Insurance Rates

A reduction in coverage, an increase in coverage not exceeding the guarantee issue, or the cancellation of coverage is effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

Guarantee Issue: You may increase your existing benefit amount by one increment per year, equal to $10,000, up to a maximum of $200,000 total benefit, for employee coverage without answering the Evidence of Insurability Questionnaire. For spouse/partner coverage, an existing benefit amount may be increased by one increment per year, equal to $10,000, up to a maximum of $30,000 total benefit, without answering the Evidence of Insurability Questionnaire.

An increase in coverage amounts above the guarantee issue is effective upon acceptance by The Standard.

Voluntary Accidental Death & Dismemberment Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel you voluntary accidental death & dismemberment coverage.

Voluntary Accidental Death & Dismemberment Insurance Rates (see "Optional" rate information)

Changes to coverage are effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

Long Term Care Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary long term care insurance coverage.

A reduction or cancellation of coverage is effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

All new enrollments and increases in coverage are subject to Evidence of Insurability and become effective upon acceptance by Unum.

General Long Term Care Information
Long Term Care Insurance Rates
Long Term Care Insurance Premium Calculator

Management Health Insurance

Links

  • Plan Summaries (for active management employees)
    • Medical Benefit Summary
      • The following medical plans are available to managers: Kaiser Plan 1, Moda Plan 1, Moda Plan 2, and Moda Plan 6*.
        *Enrollment in a Health Savings Account ("HSA") is optional and available with Moda Plan 6.
    • Dental Benefit Summary
      • The following dental plans are available to managers: Moda Premier Plan 1, Moda Premier Plan 6, and Willamette Dental.
    • Vision Benefit Summary
      • The following vision plans are available to managers: Moda Opal and VSP Choice Plus.
  • Plan Summaries (for retired management employees)
    • Medical Benefit Summary
      • The following medical plans are available to retirees: Kaiser Plan 1, Moda Plan 1, Moda Plan 2, Moda Plan 6, and Moda Plan 7.
    • Dental Benefit Summary
      • The following dental plans are available to retirees: Moda Premier Plan 1, Moda Premier Plan 6, and Willamette Dental.
    • Vision Benefit Summary
      • The following vision plans are available to retirees: Moda Opal and VSP Choice Plus.
  • Online Enrollment Login
  • Open Enrollment Guide
  • OEBB Benefits Videos
  • OEBB Frequently Asked Questions
  • Rate Charts
  • If you have other group medical insurance and choose to opt-out of the College's medical, dental, and vision benefits, you are eligible to receive a monthly stipend of $200.00 ($100.00 per paycheck). Coverage from the Individual Marketplace, Oregon Health Plan/Medicaid or Student Health Insurance does not qualify for opt-out benefits.

Health Insurance

Medical Insurance - administered by Moda Health or Kaiser Permanente

Summary of Benefits and Coverage ("SBC")

Plan Handbooks

Accumulators (deductible, out-of-pocket maximum, alternative care benefit amount, etc.) continue to be on a plan year basis, October 1 - September 30.

Prescription Benefit - administered by Moda Health or Kaiser Permanente

Moda Plans: The pharmacy benefit is based on the Oregon Prescription Drug Program, an evidence-based pharmacy program. More information on this benefit, a "price check" tool, a prescription drug list, and other resources are available on Moda's pharmacy services web page.

Kaiser Plan: The pharmacy benefit is based on a formulary list of drugs that have been approved by a Kaiser Permanente Pharmacy and Therapeutics Committee. More information on this benefit is available on Kaiser's pharmacy web page for the Oregon and SW Washington Region.

Vision Insurance - administered by Moda Health or VSP

Plan Handbooks

Dental Insurance - administered by Moda Health or Willamette Dental

Plan Handbooks: Moda Health

Plan Resources: Willamette Dental

Voluntary Life Insurance

(applies to active management employees only)

The College paid benefit includes $100,000 of basic life insurance coverage for the employee.

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary life coverage.

Voluntary Life Insurance Rates

A reduction in coverage, an increase in coverage not exceeding the guarantee issue, or the cancellation of coverage is effective October 1, 2021, and will first affect the check dated September 25, 2021.

Guarantee Issue: You may increase your existing benefit amount by one increment per year, equal to $10,000, up to a maximum of $200,000 total benefit, for employee coverage without answering the Evidence of Insurability Questionnaire. For spouse/partner coverage, an existing benefit amount may be increases by one increment per year, equal to $10,000, up to a maximum of $30,000 total benefit, without answering the Evidence of Insurability Questionnaire.

An increase in coverage amounts above the guarantee issue is effective upon acceptance by The Standard.

Voluntary Accidental Death & Dismemberment Insurance

(applies to active management employees only)

The College paid benefit includes $100,000 of basic accidental death and dismemberment coverage for the employee.

Open enrollment is your opportunity to enroll, make changes, or cancel you voluntary accidental death & dismemberment coverage.

Voluntary Accidental Death & Dismemberment Insurance Rates (see "Optional" rate information)

Changes to coverage are effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

Long Term Care Insurance

(applies to active management employees only)

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary long term care insurance coverage.

A reduction or cancellation of coverage is effective October 1, 2021, and will first affect the payroll check dated September 25, 2021.

All new enrollments and increases in coverage are subject to Evidence of Insurability and become effective upon acceptance by Unum.

General Long Term Care Information
Long Term Care Insurance Rates
Long Term Care Insurance Premium Calculator


Human Resources Contact Information

Benefits Team:

Kali Phillips, Benefits Analyst (last names beginning A-L)
ext. 5589
phillipsk@lanecc.edu

Heidi Morales, Benefits Coordinator (last names beginning M-Z)
ext. 5592
moralesh@lanecc.edu

Sharon Daniel, HR Manager
ext. 5190
daniels@lanecc.edu

Main Office:

Human Resources is located in Bldg 3 Room 114; however, we are all currently working in our remote offices and not available for in-person meetings. Please contact your Benefits Analyst via email with any questions.