Open Enrollment

Open Enrollment

Classified Open Enrollment Information

Participation in the Health Insurance Open Enrollment process will be mandatory. Open enrollment for classified employees will begin September 23, 2019 and continue through October 16, 2019. Failure to complete the online enrollment process by October 16, 2019 may result in a loss of insurance benefits after October 31, 2019.

Moda Presentation Powerpoint
Moda Presentation Video

Kaiser Presentation Powerpoint
Kaiser Presentation Video

Links


Health Insurance

Medical Insurance - administered by Moda Health or Kaiser Permanente

Summary of Benefits and Coverage ("SBC")

Plan Handbooks

Accumulators (deductible, out-of-pocket maximum, alternative care benefit amount, etc.) will be on a plan year basis, October 1 - September 30.

Prescription Benefit - administered by Moda Health or Kaiser Permanente

Moda Plans: The pharmacy benefit is based on the Oregon Prescription Drug Program, an evidence-based pharmacy program. More information on this benefit, a "price check" tool, a prescription drug list, and other resources are available on Moda's pharmacy services web page.

Kaiser Plan: The pharmacy benefit is based on a formulary list of drugs that have been approved by a Kaiser Permanente Pharmacy and Therapeutics Committee. More information on this benefit is available on Kaiser's pharmacy web page for the Oregon and SW Washington Region.

Vision Insurance - administered by Moda Health or VSP

Plan Handbooks

Dental Insurance - administered by Moda Health or Willamette Dental

Plan Handbooks: Moda Health

Plan Resources: Willamette Dental

Voluntary Life Insurance

(applies to active classified employees only)

The College paid benefit will include $100,000 of basic life insurance coverage for the employee.

As newly eligible in the OEBB insurance system, this is your opportunity to enroll in voluntary life insurance coverage, up to the guarantee issue amount, without answering answering health related questions (aka Evidence of Insurability Questionnaire).

Voluntary Life Insurance Rates

Amounts not exceeding the guarantee issue are effective November 1, 2019, and will first affect the payroll check dated October 25, 2019.

Guarantee Issue Amounts:
Employee: Up to $200,000 maximum total benefit, in increments of $10,000.
Spouse/Partner: Up to $30,000 maximum total benefit, in increments of $10,000

Amounts above the guarantee issue are effective upon acceptance by The Standard.

Important notes affecting voluntary life insurance coverage (which is the amount you may choose above and beyond the basic life insurance benefit, and for which you pay):

  1. Existing enrollments in voluntary life coverage(s) will end October 31, 2019, with Cigna.

  2. Voluntary coverage(s) will not automatically transfer from Cigna to the OEBB benefit. If you wish to continue to have voluntary life coverage under OEBB's benefit plan, you will need to select the appropriate amount(s) of coverage during the online open enrollment process.

  3. If you currently have Cigna coverage amount(s) that exceed the OEBB's plan guarantee issue amount(s), these previously approved benefits will not be subject to a medical questionnaire and will be honored, or grandfathered, by OEBB's benefit plan carrier (The Standard).  However, you must still select the appropriate amount(s) of coverage during the online enrollment process in order for them to be grandfathered (see example #1). If you wish to enroll in voluntary life insurance amount(s) above what was previously approved by Cigna, the amount(s) beyond the previously approved amount are still subject to the Evidence of Insurability Questionnaire (see example #2).

Example #1: If you currently have $250,000 of employee voluntary life and $250,000 of spouse/partner voluntary life with Cigna, and you wish for these benefit amounts to continue under The Standard's plan, you will need to select these amounts during the online enrollment process; however, you will not need to complete the Evidence of Insurability Questionnaire. The Standard will automatically consider these amounts an exception to the guarantee issue amounts listed below, as they had previously been approved by a prior carrier. The coverage amounts will become effective November 1, 2019.

Example #2: If you currently have $250,000 of employee voluntary life and $250,000 of spouse/partner voluntary life with Cigna, and you wish to increase these amounts to $300,000 for yourself and $275,000 for your spouse/partner, you will need to enroll in the newest amount(s) during the online enrollment process and then each of you will need to complete the Evidence of Insurability Questionnaire. The Standard will automatically consider the original ($250,000) benefit amounts as guarantee issue, and effective November 1, 2019. The benefit increases of $50,000 for yourself and $25,000 for your spouse/partner become effective upon approval by The Standard.

Voluntary Accidental Death & Dismemberment Insurance

(applies to active classified employees only)

The College paid benefit will include $100,000 of basic accidental death and dismemberment coverage for the employee.

Open enrollment is your opportunity to enroll in voluntary accidental death & dismemberment coverage.

Voluntary Accidental Death & Dismemberment Insurance Rates (see "Optional" rate information)

Coverage is effective November 1, 2019, and will first affect the payroll check dated October 25, 2019.

Long Term Care Insurance

(applies to active classified employees only)

Important notes regarding long term care insurance and the transition to OEBB:

  1. Existing coverage under the current Unum plan will not carry forward to the new OEBB benefit plan.  Premium payment(s) to Unum under the current benefit plan will no longer be available as a paycheck deduction. If you have the current long term care coverage, information will be sent to you regarding the transition of payment, from a paycheck deduction to self-paying the premium directly to Unum. Failure to transition your payment method using the information sent to you will result in the cancellation of your existing long term care benefit effective October 31, 2019.
  2. If you opt to "replace" your current long term care benefit with the OEBB long term care benefit plan, please remember that it will be considered a new enrollment, subject to approval, and subject to the rate applicable for your current age. Even though both long term care benefit plans (the current plan as well as the OEBB plan) are provided by Unum, the plan benefits and cost differ, as well as Unum will not grandfather any previously approved coverage, should you decide to switch plans.

Open enrollment is your opportunity to enroll in voluntary long term care insurance coverage. All enrollments are subject to Evidence of Insurability and become effective upon acceptance by Unum.

General Long Term Care Information
Long Term Care Rates

Faculty Health Insurance

Faculty Health Insurance

Links


Health Insurance

Medical Insurance - administered by Moda Health

Summary of Benefits and Coverage ("SBC")

Plan Handbooks

Accumulators (deductible, out-of-pocket maximum, alternative care benefit amount, etc.) continue to be on a plan year basis, October 1 - September 30.

Prescription Benefit - administered by Moda Health

The pharmacy benefit is based on the Oregon Prescription Drug Program, an evidence-based pharmacy program. More information on this benefit, a "price check" tool, a prescription drug list, and other resources are available on Moda's pharmacy services web page.

Vision Insurance - administered by Moda Health

Plan Handbook

Dental Insurance - administered by Moda Health or Willamette Dental

Plan Handbooks: Moda Health

Plan Resources: Willamette Dental

Voluntary Life Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary life insurance coverage.

Voluntary Life Insurance Rates

A reduction in coverage, an increase in coverage not exceeding the guarantee issue, or the cancellation of coverage is effective October 1, 2019, and will first affect the payroll check dated September 25, 2019.

Guarantee Issue: You may increase your existing benefit amount by one increment per year, equal to $10,000, up to a maximum of $200,000 total benefit, for employee coverage without answering the Evidence of Insurability Questionnaire. For spouse/partner coverage, an existing benefit amount may be increased by one increment per year, equal to $10,000, up to a maximum of $30,000 total benefit, without answering the Evidence of Insurability Questionnaire.

Increase in coverage amounts above the guarantee issue are effective upon acceptance by The Standard.

Voluntary Accidental Death & Dismemberment Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary accidental death & dismemberment coverage.

Voluntary Accidental Death & Dismemberment Insurance Rates (see "Optional" rate information)

Changes to coverage are effective October 1, 2019, and will first affect the payroll check dated September 25, 2019.

Long Term Care Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel your long term care insurance coverage.

Reduction in coverage amount or cancellation of coverage is effective October 1, 2019, and will first affect the payroll check dated September 25, 2019.

Initial enrollment or an increase in coverage amount is effective upon acceptance by Unum.

General Long Term Care Information
Long Term Care Rates

Part-time Faculty Health Insurance

Part-time Faculty Health Insurance

Links


Health Insurance

Medical Insurance - administered by Moda Health

Summary of Benefits and Coverage ("SBC")

Plan Handbooks

Accumulators (deductible, out-of-pocket maximum, alternative care benefit amount, etc.) continue to be on a plan year basis, October 1 - September 30.

Prescription Benefit - administered by Moda Health

The pharmacy benefit is based on the Oregon Prescription Drug Program, an evidence-based pharmacy program. More information on this benefit, a "price check" tool, a prescription drug list, and other resources are available on Moda's pharmacy services web page.

Vision Insurance - administered by Moda Health

Plan Handbook

Dental Insurance - administered by Moda Health or Willamette Dental

Plan Handbooks: Moda Health

Plan Resources: Willamette Dental

Voluntary Life Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary life insurance coverage.

Voluntary Life Insurance Rates

Guarantee Issue: You may increase your existing benefit amount by one increment per year, equal to $10,000, up to a maximum of $200,000 total benefit, for employee coverage without answering the Evidence of Insurability Questionnaire. For spouse/partner coverage, an existing benefit amount may be increased by one increment per year, equal to $10,000, up to a maximum of $30,000 total benefit, without answering the Evidence of Insurability Questionnaire.

Increase in coverage amounts above the guarantee issue are effective upon acceptance by The Standard.

Voluntary Accidental Death & Dismemberment Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel your voluntary accidental death & dismemberment coverage.

Long Term Care Insurance

Open enrollment is your opportunity to enroll, make changes, or cancel your long term care insurance coverage.

Initial enrollment or an increase in coverage amount is effective upon acceptance by Unum.

General Long Term Care Information
Long Term Care Rates

Management Health Insurance

Management Health Insurance

Links


Health Insurance

Medical Insurance - administered by Moda Health or Kaiser Permanente

Summary of Benefits and Coverage ("SBC")

Plan Handbooks

Accumulators (deductible, out-of-pocket maximum, alternative care benefit amount, etc.) continue to be on a plan year basis, October 1 - September 30.

Prescription Benefit - administered by Moda Health or Kaiser Permanente

Moda Plans: The pharmacy benefit is based on the Oregon Prescription Drug Program, an evidence-based pharmacy program. More information on this benefit, a "price check" tool, a prescription drug list, and other resources are available on Moda's pharmacy services web page.

Kaiser Plan: The pharmacy benefit is based on a formulary list of drugs that have been approved by a Kaiser Permanente Pharmacy and Therapeutics Committee. More information on this benefit is available on Kaiser's pharmacy web page for the Oregon and SW Washington Region.

Vision Insurance - administered by Moda Health or VSP

Plan Handbooks

Dental Insurance - administered by Moda Health or Willamette Dental

Plan Handbooks: Moda Health

Plan Resources: Willamette Dental

Voluntary Life Insurance

(applies to active management employees only)

The College paid benefit will include $100,000 of basic life insurance coverage for the employee.

As newly eligible in the OEBB insurance system, this is your opportunity to enroll in voluntary life insurance coverage, up to the guarantee issue amount, without answering answering health related questions (aka Evidence of Insurability Questionnaire).

Voluntary Life Insurance Rates

Guarantee Issue Amounts:
Employee: Up to $200,000 maximum total benefit, in increments of $10,000.
Spouse/Partner: Up to $30,000 maximum total benefit, in increments of $10,000

Amounts above the guarantee issue are effective upon acceptance by The Standard.

Important notes affecting voluntary life insurance coverage (which is the amount you may choose above and beyond the basic life insurance benefit, and for which you pay):

  1. Existing enrollments in voluntary life coverage(s) will end September 30, 2019, with Cigna.

  2. Voluntary coverage(s) will not automatically transfer from Cigna to the OEBB benefit. If you wish to continue to have voluntary life coverage under OEBB's benefit plan, you will need to select the appropriate amount(s) of coverage during the online open enrollment process.

  3. If you currently have Cigna coverage amount(s) that exceed the OEBB's plan guarantee issue amount(s), these previously approved benefits will not be subject to a medical questionnaire and will be honored, or grandfathered, by OEBB's benefit plan carrier (The Standard).  However, you must still select the appropriate amount(s) of coverage during the online open enrollment process in order for them to be grandfathered (see example #1). If you wish to enroll in voluntary life insurance amount(s) above what was previously approved by Cigna, the amount(s) beyond the previously approved amount are still subject to the Evidence of Insurability Questionnaire (see example #2).

Example #1: If you currently have $250,000 of employee voluntary life and $250,000 of spouse/partner voluntary life with Cigna, and you wish for these benefit amounts to continue under The Standard's plan, you will need to select these amounts during the online open enrollment process; however, you will not need to complete the Evidence of Insurability Questionnaire. The Standard will automatically consider these amounts an exception to the guarantee issue amounts listed below, as they had previously been approved by a prior carrier. The coverage amounts will become effective October 1, 2019.

Example #2: If you currently have $250,000 of employee voluntary life and $250,000 of spouse/partner voluntary life with Cigna, and you wish to increase these amounts to $300,000 for yourself and $275,000 for your spouse/partner, you will need to enroll in the newest amount(s) during the online open enrollment process and then each of you will need to complete the Evidence of Insurability Questionnaire. The Standard will automatically consider the original ($250,000) benefit amounts as guarantee issue, and effective October 1, 2019. The benefit increases of $50,000 for yourself and $25,000 for your spouse/partner become effective upon approval by The Standard.

Voluntary Accidental Death & Dismemberment Insurance

(applies to active management employees only)

The College paid benefit will include $100,000 of basic accidental death and dismemberment coverage for the employee.

Open enrollment is your opportunity to enroll in voluntary accidental death & dismemberment coverage.

Voluntary Accidental Death & Dismemberment Insurance Rates (see "Optional" rate information)

Long Term Care Insurance

(applies to active management employees only)

Important notes regarding long term care insurance and the transition to OEBB:

  1. Existing coverage under the current Unum plan will not carry forward to the new OEBB benefit plan.  Premium payment(s) to Unum under the current benefit plan will no longer be available as a paycheck deduction. If you have the current long term care coverage, information will be sent to you regarding the transition of payment, from a paycheck deduction to self-paying the premium directly to Unum. Failure to transition your payment method using the information sent to you will result in the cancellation of your existing long term care benefit effective September 30, 2019.
  2. If you opt to "replace" your current long term care benefit with the OEBB long term care benefit plan, please remember that it will be considered a new enrollment, subject to approval, and subject to the rate applicable for your current age. Even though both long term care benefit plans (the current plan as well as the OEBB plan) are provided by Unum, the plan benefits and cost differ, as well as Unum will not grandfather any previously approved coverage, should you decide to switch plans.

Open enrollment is your opportunity to enroll in voluntary long term care insurance coverage. All enrollments are subject to Evidence of Insurability and become effective upon acceptance by Unum.

General Long Term Care Information
Long Term Care Rates


Human Resources Contact Information

Benefits Team:

Kali Polizzi, Benefits Analyst (last names beginning A-L)
ext. 5589
polizzik@lanecc.edu

Heidi Morales, Benefits Analyst (last names beginning M-Z)
ext. 5592
moralesh@lanecc.edu

Sharon Daniel, HR Benefits Manager
ext. 5190
daniels@lanecc.edu

Main Office:

We are open Monday - Friday 8 a.m. - 5 p.m. You can reach the main office by calling (541) 463-5586 or coming by the office in Building 3 Room 114. An appointment is encouraged; however, we may also be available on a drop-in basis.