2018-2019 Health Insurance Information (.500 - 1.00 FTE)
- Insurance Rate Chart
- Life and LTD Information
- Enrollment Form (Have more than 3 dependents? Complete the Supplemental Page to Enrollment Form for additional dependents.)
Value Added Benefits
Extra Benefits and Wellness Programs by PacificSource Health Plans. Click on the "Extra Benefits and Wellness Programs" link for more information on any of these value added benefits. Programs and resources include:
- Active & Fit Direct New! (discount gym membership program)
- Teladoc New! (virtual access to acute care and mental health services using technology)
- 24-Hour NurseLine
- Condition Support Program
- Rare Disease Management
- Chronic Disease Self-Management
- Hospital-based Education Classes
- Prenatal Program
- Tobacco Cessation Program
- Prescription Discount Program
- Weight Watchers
- Jenny Craig
Extra Benefits by Cigna. Programs and resources include:
Medical and Vision Insurance
Provided by PacificSource Health Plans
$800 deductible (PSN and SmartChoice network options)
- $800 deductible Summary of Benefits and Coverage PSN Network
- $800 deductible Summary of Benefits and Coverage SmartChoice Network
$1200 deductible (SmartChoice network only)
$1800 deductible (SmartChoice network only)
Life and AD&D Insurance
Provided by Cigna
Basic Life: $50,000 of basic life insurance is provided and paid for by the College.
Optional Life Insurance and AD&D Insurance: Employees can elect to add additional coverage beyond the basic plan provided. The premium is paid 100% by the employee via post-tax payroll deduction.
Long Term Disability Insurance
Provided by Cigna
Long Term Disability (Base Plan): The coverage provided pays 66.67% of gross monthly salary, up to a maximum monthly benefit of $2000, after a 90 calendar day waiting period with an approved LTD claim. Enrollment is mandatory and the premium is paid 100% by the employee via post-tax payroll deduction.
Long Term Disability (Buy-up Plan): The coverage provided pays 66.67% of gross monthly salary, up to a maximum monthly benefit of $6700, after a 90 calendar day waiting period with an approved LTD claim. Enrollment is voluntary and the premium is paid 100% by the employee via post-tax payroll deduction.
Long Term Care Insurance
Provided by UNUM
Long Term Care: Employees can choose from various coverage options. Rate is based on enrollment selections and age at time of enrollment. Enrollment is voluntary and the premium is paid 100% by the employee via post-tax payroll deduction.
Employee Assistance Program
Provided by Cascade Behavioral Health
Employee Assistance Program: This service provides the employee and eligible dependents up to four (4) free confidential counseling visits per 12 month period.
Other Benefits Available
The Health Clinic provides a broad range of health care services available to Lane students and employees. They offer services including treatment for acute illnesses, minor injuries, and chronic conditions. They also provide information and referrals to community resources. There is a mandatory deduction of $2.00 per paycheck for access to these services. Employees also have the option of enrolling dependents age 16 and older (who are also on the employee's College health insurance plan) for an additional $2.00 per paycheck per dependent.
Sick Leave: Employees accrue at the rate of twelve (12) hours per month, prorated based on FTE, with no maximum balance restrictions. Upon separation of employment, unused sick leave is not paid out; however, allowed unused sick leave shall be used in accordance with the Public Employees Retirement System (PERS) procedures to compute retirement benefits. Additionally, unused sick leave from prior PERS employment may be eligible to transfer to Lane. Upon transfer, the hours are added to the employee's available sick leave balance and become immediately available for use.
Vacation Leave: Employees with less than five (5) years of continuous service accrue at the rate of seven and a half (7.50) hours per month, prorated based on FTE. Employees with five (5) or more years of continuous service accrue at the rate of fifteen (15) hours per month, prorated based on FTE. Accrued vacation hours are available for use after the six (6) month initial trial period is successfully completed. The maximum amount of vacation that can be carried forward from one calendar year to the next is 240 hours. Upon separation of employment, unused vacation leave is paid out on the employee's final check, up to a maximum of 240 hours, at the employee's wage rate at the date of separation.
Personal Leave: Employees are granted twenty-four (24) hours of personal leave (not prorated based on FTE) each calendar year. Hours are granted with the first paycheck of the calendar year (Jan 10), for use on/after the pay period beginning January 1. Hours not used by the last pay period of the preceding calendar year (pay period ending December 31) are forfeited.
College Closure Days: Employees are awarded eighty (80) hours of leave, prorated based on annual FTE, to be used during the designated "College closure days", typically ten (10) Fridays during Summer term when the College is closed; however, days are subject to designation and assignment based on the annual academic calendar. Upon separation of employment, unused hours are not paid out.
Emergency Leave: In the event of a critical illness, accident or death of an employee's immediate family member, up to five (5) days of paid emergency leave is granted for each occurence. The use of emergency leave is granted by Human Resources. Up to five (5) additional half days may be granted by the President or their designee (currently Human Resources) upon written request, with the employee applying other paid leave accruals for the other portion of the five (5) additional half days. See contract for definition of immediate family member.
Membership begins automatically after six (6) full months of employment for all eligible employees and enrollment is automatic. For employees who have active PERS membership at time of employment, the waiting period is waived.
The College contributes the required employee contribution of six percent (6%) of eligible gross pay into Public Employees Retirment System (PERS) on each employee's behalf, in addition to any employer contribution required; therefore, there is no deduction from employees' pay for this benefit. Additional contributions are not allowed and investment of all contributions is handled by the State of Oregon. All employees desiring to contribute pre-tax dollars to an individual retirement account may do so through Tax Sheltered Annuities and Deferred Compensation programs (see below for more information).
The retirement benefit is administered according to the rules and regulations of PERS and is subject to change.
This voluntary benefit offers employees the opportunity to have money deducted from payroll on a pre-tax basis for reimbursement of eligible medical, dental, vision, and/or daycare expenses.
This voluntary benefit offers a list of Tax Sheltered Annuity and Deferred Compensation providers for employees to contribute additional dollars to a personal retirement account. Contributions are made through payroll deduction on a pre-tax basis under IRS tax codes 403(b) and 457.
Effective January 1, 2017 contributions to a post-tax personal retirement account are available under IRS tax code 403(b), also known as a "Roth 403(b)".
Unlimited tuition free classes are available to employees and qualified dependents in accordance with the Family Tuition Waiver guidelines. Employees may enroll in classes that are not in conflict with regular working responsibilities.
Disclaimer: This is a brief summary of benefits. Please refer to the union agreement and/or insurance plan document for complete details. All benefits are provided in accordance with the terms of the union agreement and/or plan document, which alone determines actual benefits.